Brick + Beam Detroit

I worked with Chemical bank -- Alex Solak specifically, who's one of their mortgage VPs -- and had a wonderful experience. I've referred him to quite a few people and they've also had great experiences. We didn't end up needing an appraisal gap product, but we did go down the Detroit Home Mortgage route before learning that and he (and Chemical generally) are well versed in the appraisal gap funding products. I think a friend whom I referred to Chemical did end up using a product that required a homebuyer course (which she said was no big deal) but I can't recall if it was related to what you're talking about. Doesn't hurt to call him if you'd like to shop around: ChemicalBank.com/alexsolak

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